The Zakāt Calculator
Calculate zakāt across every asset class: cash, gold, halal equities, business inventory, super, receivables. Methodology aligned with AAOIFI and the contemporary scholarly mainstream. Everything runs in your browser — your numbers never leave the device.
Settings
Anchor prices and nisāb basis
Approximate starting figure — update from a live spot-price source
Approximate starting figure — update from a live spot-price source
Silver-basis recommended — lower threshold widens the obligation in the believer's favour
Your assets
Enter each asset at its current market value (AUD)
Savings, transaction, offset accounts
If interest-bearing, zakatable on principal
Physical gold + allocated bullion. Jewelry: scholarly difference; conservative includes it
Physical silver
Screened equities/ETFs (Wahed, Amana, SP Funds, etc.) at market value
Super / 401(k) / SIPP / RRSP. Conservative view: zakatable annually on current balance
Trading goods at wholesale value, plus owed money expected to be received
Money owed to you that you reasonably expect to recover
Per contemporary scholarly position (Mufti Faraz Adam et al)
Below nisāb — no zakāt due this year
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Total zakatable wealth
A$0
Nisāb threshold (silver)
A$1,194
Gold value at price
A$0
Silver value at price
A$0
Methodology and what this calculator assumes ↓
Zakāt rate: 2.5% on the total of zakatable wealth above the nisāb threshold, payable annually at the believer's chosen date.
Nisāb thresholds: 87.48 grams of gold OR 612.36 grams of silver, whichever the believer chooses as basis (weights are universal; only the currency price differs by market). Most contemporary scholars (Mufti Taqi, Qaraḍāwī) recommend silver-basis to widen the obligation.
Retirement-fund treatment: The conservative view (favoured by contemporary AAOIFI-aligned scholars) is that a retirement fund (super / 401(k) / SIPP / RRSP) is zakatable annually on its current balance. The minority view holds it is not zakatable until access. This calculator uses the conservative view.
Equities: The simpler Method B — full market value treated as trading goods — is used here. Method A (zakāt on the underlying zakatable assets of the company in proportion to your holding) is more technically accurate but operationally difficult; results are usually within 5–15%.
Metal prices: the per-market gold/silver figures are approximate, editable starting points — update them from a live spot source. We do not present them as authoritative.
What this is not: A fatwā. A guarantee. A replacement for a scholar's specific advice on your situation. The calculation is documented; the obligation is between you and God.